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July 2008

Property Search S/E -
Lowest Price Personal Searches in Essex

Established in 2003 we specialise in the provision of  quality property information services throughout Essex and the UK. including Personal Local Authority Searches from just £69.00.

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Market To Remain Tough Until Autumn Warns Bank Of England


The Bank of England publishes its late Credit Conditions Survey this week making further gloomy reading for the market. The Survey reports that in the 3 months to mid-June, lenders reduced the availability of credit to households and businesses

 

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July 2008

Property Search S/E - Creating
The Professional Advantage

We cover all types of property including residential, commercial and new developments. Local Authorities have a statutory duty to reveal full details of the Local Land Charges Register [LLC1] and all of our reports include detailed answers to all questions and [ subject to individual Council policy ] CON 29R enquiries of the Local Authority [ 2007 ].

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July 2008

News CoPSO - Poor performing local authorities delay HIPs

A leading conveyancing trade association has described the Government’s decision to extend first day marketing on HIPs as ‘a sad inevitablity'.


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Q. What is a Personal Search?
Q.  Why use a Personal Search Agent?
Q.  Why use Property Search South East?
Q.  How large is the Personal Search Market?
Q.  How long will a search take to complete?
Q.  Do I need a plan?
Q.  How do I pay and when?
Q.  What if I have an extremely urgent search?
Q.  Which Lenders accept a Personal Search?
Q. What Insurance cover do you provide with your searches?
Q.  My client requires more detailed information on the area surrounding the property.
Q.  What do I do about non- participating lenders?
Q.  How do I submit a search?

 


What is a Personal Search?
Upon payment of a prescribed fee, we are entitled by law to inspect records open to public inspection held by local authorities which includes the local land charges register, planning permissions, listed and building consents, conservation area consents, highways maintainable at public expense, planning designations and proposals, enforcement and stop notices, breach of condition and planning contravention notice, tree preservation orders and contaminated land.  We also obtain information from other professional bodies.
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Why use a Personal Search Agent?
Personal Search Agents play an increasingly important role in the home buying process and:

• Account for over 400,000 searches each year.
• Are approved by over 80 mortgage lenders who account for nearly 80% of all mortgage lending
   the UK.
• Is the preferred choice of many legal firms when obtaining local search information.

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Why use Property Search South East?

Property Search South East provides national coverage throughout England & Wales and offer a highly professional, personal and competitively priced service with a wide range of products for all of your conveyancing needs.  In the event that the transaction aborts, we also guarantee a 100% refund of the local authority search fee when the property is situated within your local council. Please contact us if you require any sample reports.

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How large is the Personal Search Market?

In the mid to late 1990’s, personal search companies accounted for around 5% of all local searches. In recent years this has grown to approximately 30% to 35% and this rapid growth has come about for four distinct reasons:

1. Service – personal search companies compete with both one another and local authorities to provide their clients with a comprehensive service in order they may make informed decisions.
2. Cost Advantage – the fees levied by personal search companies are generally lower than the fees charged by local authorities when undertaking the searches direct. This reflects a commitment to providing a value for money service.
3. Speed of Delivery – personal searches can be significantly quicker compared to the time taken by local authorities to carry out searches.
4. Diversity – personal search agencies can provide a wide range of reporting services including Environmental Reports, CON 29 Drainage & Water Reports, Chancel Repairs and Personal Local Authority Searches throughout England & Wales, providing the busy conveyancer with considerable savings on administration.

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How long will a search take to complete?
All searches are normally returned within 5 working days subject to Local Authority appointments.
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Do I need a plan?
We prefer a plan in all cases and particularly when the property is located within a rural area or new development.  However, the lack of a plan need not delay the submission of a new search enquiry to us, as we will still be able to instigate a number of our enquiries.
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How do I pay and when?
An invoice is sent out with each report and is payable within 14 days. An account can also be set up by simply completing the online order form and we will provide you with a 30 day credit facility.
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What if I have an extremely urgent search?
Property Search South East will endeavour to meet any urgent deadlines you are attempting to meet. Local authority searches are normally undertaken on an appointment basis only, and we will do our very best to accommodate your needs. Please contact us in order that we can confirm a precise turnaround time. 
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Which Lenders accept a Personal Search?
Please here here for a full list of CML members who will accept a personal search.
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What Insurance cover do you provide with your searches?
Property Search South East holds a £2 million indemnity cover, together with £.25 million adverse entry cover for each individual property.
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My client requires more detailed information on the area surrounding the property.
We are agents and approved re sellers for a number of additional products including CON 29 DW search, Environmental reports, Coal, Mining & Chancel reports and with Plansearch Plus provides a wealth of essential planning and neighbourhood information to homebuyers in mainland Great Britain.  
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What do I do about non- participating lenders?
Property Search South East Ltd will provide you with a 100% refund in the event that our search proves to be unacceptable to the mortgage lender.  Please click here to view a list of all current lenders who will accept a personal search.
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How do I submit a search?

By website:

By email:  

By DX: 

By Telephone:    

Use the order form on this website. 

Send all relevant details to info@propertysearchuk.com

Send all relevant details to DX: 50814 Wickford

Ring 01268 561538 and we will do the rest.


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