Property Search S/E - Lowest Price Personal Searches in Essex

Established in 2003 we specialise in the provision of  quality property information services throughout Essex and the UK. including Personal Local Authority Searches from just £69.00.

We are registered with the Property Codes Compliance Board as a subscriber to the Search Code and carry £2million indemnity insurance. Our personal searches are authorised for Inclusion within Home Information Packs and all carry robust search indemnity insurance.

Market To Remain Tough Until Autumn Warns Bank Of England

The Bank of England publishes its late Credit Conditions Survey this week making further gloomy reading for the market. The Survey reports that in the 3 months to mid-June, lenders reduced the availability of credit to households and businesses.

A significant factor in the tightening of mortgage market over the past 3 months was the fact that lenders expected house prices to continue to fall , the Bank of England spokes person said. The number of new mortgage approvals has now dropped to its lowest level since figures began in 1993. Some 42,000 home loans were approved in may, a 28% fall compared with previous month and 64% down on a year ago.

The Bank of England expects a further reductions on the availability of home loans and unsecured lending in the period July to September, and for the number of mortgage defaults to continue to rise. Lenders noted that their expectations for the housing market, the changing economic outlook and changes in their appetite for risk had contributed to the decline in credit availability.

The day after the report was published, the Nationwide said that annual house prices fall in June was 6.3%. This means that average home now costs £172,500 and is £13,500 cheaper than at the top of the market last October.

Property Search S/E - Creating The Competitive Advantage

We cover all types of property including residential, commercial and new developments. Local Authorities have a statutory duty to reveal full details of the Local Land Charges Register [LLC1] and all of our reports include detailed answers to all questions and [ subject to individual Council policy ] CON 29R enquiries of the Local Authority [ 2007 ]. Where possible Part II additional questions may also be requested and all search requests may be placed using our online order form or via conventional DX/post/fax.

CoPSO - Poor performing local authorities delay HIPs

A leading conveyancing trade association has described the Government’s decision to extend first day marketing on HIPs as ‘a sad inevitability’.

The Council of Property Search Organisations (CoPSO), the major trade association for the property search industry, said the decision to delay what would be a full roll-out for HIPs was the fault of under-performing local authorities.

The decision to extend first day marketing, which allows properties to be put up for sale as soon as a HIP is applied for instead of waiting for a completed pack, was announced today (8th May) by Caroline Flint MP. The concession, which was initially due to end on 1st June 2008, will now stay in place until the end of the year.

Fiona Hoyle, chairman of CoPSO, insists this decision was forced on the government because their own guidelines, introduced to speed up the time it takes to produce a HIP, are being ignored.

The Access Guidelines were introduced by the CLG three months ago to reduce the amount of time private search firms were waiting to access local authority records, and to speed up the searches that are an important part of HIPs.

But Fiona Hoyle claims that many local authorities are simply ignoring the guidelines:

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